Loans for self-employed individuals

Flexible 1099 Income Loans

Our 1099 Income Loans are designed for self-employed individuals and freelancers who receive income through 1099 forms. We understand the unique challenges faced by non-traditional earners, and we provide tailored solutions to help you secure financing.

Understanding 1099 Income Loans

At Federal Hill Mortgage, we specialize in 1099 Income Loans that cater to the needs of self-employed borrowers. Unlike traditional loans, these loans allow you to qualify based on your 1099 income, making it easier to obtain financing for your needs.

Advantages of 1099 Income Loans

Access to financing without traditional income verification

1099 Income Loans are specifically designed for self-employed individuals who receive income reported on 1099 forms. These loans allow borrowers to qualify based on their 1099 income rather than traditional W-2 income.
Self-employed individuals, freelancers, and independent contractors who receive income through 1099 forms can apply for a 1099 Income Loan with Federal Hill Mortgage.
Typically, you will need to provide your 1099 forms, bank statements, and other relevant financial documents. Our team at Federal Hill Mortgage will guide you through the required documentation process.
Your income is calculated based on the total amount reported on your 1099 forms. We may also consider additional financial information to ensure a comprehensive evaluation.
The main benefits include a simplified qualification process, flexible income verification, and access to competitive loan terms tailored for self-employed borrowers.

START YOUR FINANCING JOURNEY TODAY

Federal Hill Mortgage, led by Mark Maldonado, specializes in providing customized loan programs tailored to your unique needs. We focus on Non-QM loans to help you achieve your financial goals.

Request Your Free Quote

At Federal Hill Mortgage, we are committed to guiding you through the complexities of financing. With Mark Maldonado, you can discuss your specific needs and receive personalized assistance in navigating our Non-QM loan options. Our dedicated team ensures a smooth experience, empowering you to make informed decisions.
We promise no spam and no obligation—just clear and professional advice from Mark Maldonado.